No, Stump grinding is a separate process and is almost always priced separately.  Removing stump grindings is also a separate line item.

No, Stump grinding typically is grinding the top of the stump to a depth of 4-15"below the surface.  With minimal earth disturbance.

Stump removal is when the entire stump is dug out out with heavy equipment, leaving a large hole.

Yes, In the State of Maryland, It is illegal for any contractor that does not have a (Maryland Tree Expert License) to remove or prune any tree taller than twenty feet. The License is issued and maintained by the Maryland Department of Natural Resources. 

No, and they will try and dance around that question.  Protect yourself and ask to see their License and Insurance information.

​A search feature on the MD DNR website will allow you to search for a MD Tree Expert, by last name, company name or license number.  If they are not on the website, they are NOT licensed. Insurance is verified by MD DNR for all of the contractors on the website.  If the expires etc. the license is removed from the site until the insurance is back in force.

We can not give ballpark estimates over the phone.  We offer free estimates because there are to many variables involved.  For Instance, put a tree in the middle of the yard with nothing around it and it would one price.  Put the same tree in a hundred different places with other variables, does it lean, is it dead, is it near the house or power lines, can it be reached by a bucket truck and so on, it would be a hundred different prices.

​No, they will typically only pay a claim after a tree has caused damage.  If you have a dangerous tree and ask your insurance about it, most of the time they will not pay.  However because you notified them, should that tree fall and cause damage then they are not liable because you failed to take action.  Also if a neighbors tree is threatening your property, send them a certified letter explaining your concern.  Then if something happens they can be held liable.  With out that notification your insurance will have to pay.

No, it is considered an act of God, wherever it crosses the property line, it changes ownership.  You own whats on your side and they own whats on their side.